Are You Ready To Have "The Talk" With Your Kids?

There are two topics that parents are usually loath to discuss with their children. The first, of course, is sex. But, if you don't discuss the birds and the bees with your offspring they, like every generation before them, will figure out how to make babies. In fact, each new generation tends to be of the opinion that they are the first generation ever to discover intimacy.

The second topic is something not only parents, but, just about everyone is reluctant, if not downright scared, to discuss with anyone else. That would be money.

Do you know anyone that starts to hyperventilate when money is mentioned? Maybe stop breathing entirely? Or suddenly leave the conversation without a backward glance?

How about anyone that laughs nervously and begins to have a never before seen twitch in one eye at any hint of a discussion about income?

Like the majority of kids back through recorded history, parents and schools systems have pretty much ignored their responsibility to prepare children for the one part of their life that makes just about everything else possible. That is how to effectively manage the income that they will receive throughout the approximately 40 years of their working lives.

Are you one of those persons who never received any type of "money talk" from your parents or your school? If so, you are probably not even considering having any such discussion with your children. But, what about the parental goal of providing your kids with a better life than you have? Do you struggle with money? Is debt a constant source of stress? Wouldn't you like to help your children avoid that kind of pain?

Of course, you would. The question is how?

The generally accepted methods for managing day-to-day finances are budgeting and tracking expenses. However, despite the constant urging from financial gurus and non-profits to "give every dollar a job," at least 3 out of 4 households in the U.S. do not prepare a budget. These worn out financial methods work for a few, but, are considered drudgery by the majority with the result that most people fail to even try to manage household finances. The symptom of a population that lives paycheck to paycheck is a growing consumer debt that, in the first three months of 2017, reached $12.73 trillion.

Making a dent in your, as well as the total consumer debt load begins with you putting forth the time and effort to start using one of the two new tools that actually make managing your day-to-day finances easy and, dare I say, fun. These new software tools are not based on either budgeting or tracking expenses. And, unlike the budgeting baby steps you are required to take sometimes for years before you see any real results, these programs begin immediately to show you a complete picture of your finances both now as well as in the months to come.

And the best part? You can teach your children how to use the tool that works for you. Instead of avoiding "the talk" about money, you can give your children a real chance at experiencing true financial peace of mind that can last for the rest of their lives.

Imagine a world where the young enter the workforce actually knowing how to manage their day-to-day finances. Children with the money savvy to go it alone instead of hitting up Mom and Dad for a loan. Instead of moving back home because they are unable to make their student loan payments. Children who, when their time comes, will eagerly have "the talk" with their children.

Make the choice now to take control of your day-to-day finances. It costs nothing to try both of the programs mentioned ... Income Companion and Payday Organizer. Begin by visiting the 2 Good Software website to find out which inexpensive money stress reliever will work best for you. Your children and your grandchildren will be very glad you did.

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